Leaders think their workforce is ready for retirement — employees disagree

Published November 11, 2025 10:00 AM EST Updated November 11, 2025 2:02 PM EST 4 Min Read

Key Insight: Learn how aligning plan design with employee risk preferences boosts retirement readiness.
Supporting Data: 62% of participants incorrectly believe target-date funds provide guaranteed income.
Forward Look: Expect growing adoption of guaranteed-income solutions to mitigate market and longevity risks.
Source: Bullets generated by AI with editorial review

Associate Editor

Paola Peralta is an Associate Editor at Employee Benefit News and has been with the team for five years. She is a proud UCF journalism graduate who got her start through a Dow Jones News Fund … Read full bio

For reprint and licensing requests for this article, click here.

More From Employee Benefit News

Artificial Intelligence

Hiring? Job seekers expect on-the-job AI training

Organizations aiming to recruit and retain talent can leverage rising employee demand for AI instruction.

By Paola Peralta

Associate Editor

Employee Benefit News

October 1

Benefits Think Why workforce sentiment is a critical fiduciary data point

Treating sentiment as a scored, auditable data point will turn subjective impressions into the kind of objective evidence an executive committee can act on.

September 30

Donovan Pyle

Health Compass Consulting

Benefit management

CEOs share advice for HR strategy, employee retention in 2027, part 1

Baystate Health president and CEO Peter Banko discusses employee pain points, rethinking compensation and removing barriers to care.

By Lee Hafner

Editor

Employee Benefit News

September 29

Businesswoman Managing Company Data Using Analytics Dashboard

Adviser strategies

Broker consolidation tests agility, part 3

As brokerages expand, concerns over conflict of interest and fiduciary breaches abound.

By Bruce Shutan

Contributing writer

September 29

Benefits Think Your AI strategy is missing the most important variable: Your people

For AI incorporation to be successful, employee training, confidence and value need to be part of the plan.

September 29

Emma Lavelle