I’m a huge football fan, so this time of year — the playoffs! — is especially exciting. And of course, the NFL playoffs are at their best when you can get a good nail-biter of a game that comes down to the final play — Exhibit A, last weekend’s overtime win by the Denver Broncos against the Pittsburgh Steelers.
Obviously, though, there are times when a nail biter is not what you’d prefer. I’m thinking the years closest to retirement are among those times. However, according to new data from Morningstar, if target-date fund performance doesn’t improve, a bunch of near-retirees will be tanking, not Tebowing.