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Despite the doom and gloom news dominating headlines today, worker’s participation in employer-based retirement programs grew steadily in 2007, up for the first time since 1998. Data released by the Employee Benefit Research Institute (EBRI) states that 41.5% of all workers participate in employer sponsored plans, while the percentage of full-time and full-year salaried earners hovers at 55.5%.
The EBRI study includes these points about retirement plan participation:
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Even high-income employees are uncertain about where to put their next dollar, highlighting the need for workplace guidance on financial wellness.
Young professionals are struggling more than their older counterparts to juggle their jobs, debt, and families with aging parents.
Younger employees are least likely to enroll in retirement plans, but automatic enrollment and defaults dramatically improve participation across the board.
As costs for healthcare and housing rise, a Dayforce study highlights widening gender and racial wage gaps reshaping workforce stability.
With concerns growing about outliving savings, more companies say retirement plans should deliver predictable income, not just a large balance at the finish line.
