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The Consumer Financial Protection Bureau issued two groundbreaking notices at year-end, both involving earned wage access. These releases have provided regulatory certainty for one specific provider while potentially heightening regulatory uncertainty for the others.
The CFPB’s Advisory Opinion provides the following compliance criteria in order for an EWA provider to be exempt from the Truth-in-Lending Act so that the EWA product will not be considered a loan.
Larry Meyers is the SVP of Public Affairs for PayActiv. He is an expert in employee financial wellness. PayActiv is a Certified B-Corporation and Public Benefit Corporation, which provides an … Read full bio
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