Banco Popular de Puerto Rico

In 2018 a 40% excise tax will be imposed on plan costs that exceed pre-determined dollar limits laid out by the Affordable Care Act. Employers and their benefit advisers have already begun to take steps to avoid or mitigate so-called “Cadillac” tax exposure. Here are eight strategies Wells Fargo Insurance Services suggests to ensure employers minimize their tax risk.

The size of an organization, the age of an employee and a worker’s salary influence whether or not an employer offers retirement benefits as well as determines if an employee participates and how much they contribute. Here are some key findings from the ADP Research Institute's retirement savings trends study.

Hitting the pools and beaches this season? Take along some reading material to get motivated and brush up on sales skills and regulations in the process. These reads — recommended by fellow advisers and industry insiders — range from new thinking to classic, tried-and-true strategies.

The Zenefits, ADP dispute continues to evoke strong reactions from EBA readers on both sides. This week EBA also covered the increasing use of data in plan design and the Centers for Medicare and Medicaid Services estimate that broker assistance on the federal exchange nearly doubled in the second year of enrollment.

What makes a retirement plan successful? How can advisers and other investment management professionals work with plan sponsors to deliver sustainable and trusted benefits? Here are 10 key principles for an ideal retirement system, according to a recent report from the CFA Institute and Mercer.

As small employers shift from group to individual coverage, private exchanges can be a useful tool to keep brokers competitive and maximize profits during the transition. Here are eight features a broker should look for in a private exchange, says David Holton, vice president of consumer sales at HealthPlan Services.

Aetna’s recent acquisition of Humana sparked plenty of debate about what this means for the industry and what the future holds for benefit brokers. Here are some reactions EBA readers had this week.

Most people in the U.S. approve of the Supreme Court's June 25 ruling to uphold the legality of subsidies used to purchase health insurance on the federally facilitated marketplace. The 6-3 decision in King v. Burwell means that tax credits continue to be valid in the 34 FFM states. Here are some other key findings from the latest Kaiser Family Foundation health tracking poll.

Health Savings Accounts continue to gain popularity as a health coverage/savings option for employers and their employees. Yet, there are still some common misconceptions and a lack of awareness surrounding some HSA features and benefits, says HealthEquity. The HSA custodian company shares 7 HSA features that many consumers may find surprising.

Helping clients ensure compliance with the Affordable Care Act is a major part of a benefit adviser’s job. Here are some HR and payroll issues that advisers should pay particular attention to, according to Karen Kirkpatrick, owner of On Your Mark Consulting.