Banco Popular de Puerto Rico

The current legal and regulatory environment makes it more important than ever that employers and their benefit advisers understand the role of a retirement plan fiduciary and stay abreast of the latest developments and guidance. When considering what plan sponsors can do to most effectively satisfy their fiduciary duties, Dave Burns, a senior ERISA consultant and manager in Vanguard Strategic Retirement Consulting, says these five best practices rise to the top of the list.

Employee Benefit Adviser, in partnership with business intelligence data analytics firm miEdge, introduces the top 10 large-group voluntary insurance carriers in the country. Revealed in descending order, the listing is based on Form 5500 Schedule A reporting data on premiums as of Dec. 31, 2014.

The benefits industry is in a state of transformation and young benefit advisers are spearheading many of the efforts that promise to keep the profession relevant in the 21st century. Whether they're building innovative technology, launching educational campaigns or encouraging wellness platforms, Employee Benefit Adviser's 2015 Rising Stars in Advising, ages 35 and younger, are truly making an impact on the business of benefits.

Increased utilization of EAP and wellness services, the emergence of fatigue management programs and more demand for mobile health applications are a few of the predictions for this year, according to Chestnut Global Partners. The employee assistance and wellness program provider published a report identifying key developments that are expected to make a large impact on the market in 2015 and beyond.

Employee Benefit Adviser, in partnership with business intelligence data analytics firm miEdge, introduces the top 10 large-group life insurance carriers in the country. Revealed in descending order, the listing is based on Form 5500 Schedule A reporting data on premiums as of Dec. 31, 2014.

Employee Benefit Adviser, in partnership with business intelligence data analytics firm miEdge, introduces the top 10 large-group dental plan insurance carriers in the country. Revealed in descending order, the listing is based on Form 5500 Schedule A reporting data on premiums as of Dec. 31, 2014.

A majority of people side with the plaintiffs in the case — who are challenging the legality of tax credits allowed to purchase health insurance through the federally facilitated marketplace — according to a poll released by Independent Women’s Voice, which commissioned a survey of 1,000 people in FFM states, plus Nevada and Colorado.

Employee Benefit Adviser, in partnership with business intelligence data analytics firm miEdge, introduces the top 10 large-group vision plan insurance carriers in the country. Revealed in descending order, the listing is based on Form 5500 Schedule A reporting data on premiums as of Dec. 31, 2014.

In 2014, the average cost of health insurance per employee was $9,504 — the average cost to employers was $6,276 and employees paid an average of $3,228, according to the 2014 United Benefit Advisors Health Plan Survey. The top five states with the least expensive employer-sponsored health insurance costs were about $2,000 cheaper than the national average, according to the survey, which received responses from 9,950 employers sponsoring 16,967 health plans nationwide.

In 2014, the average cost of health insurance per employee was $9,504 — the average cost to employers was $6,276 and employees paid an average of $3,228, according to the 2014 United Benefit Advisors Health Plan Survey. Four of the top five states with the most expensive employer-sponsored health insurance costs are located on the East Coast, according to the survey, which received responses from 9,950 employers sponsoring 16,967 health plans nationwide.