Banco Popular de Puerto Rico

Commentary: Disruption is the word of the day in the evolving health insurance industry.

Commentary: The ACA’s Cadillac tax is like a patient, powerful hurricane moving across the Atlantic. If it makes landfall, the impact will be dramatic.

Commentary: It’s natural to fear that fewer insurance companies will mean less choice in health plans and less differentiation and innovation. But there is good news.

Commentary: Creating a culture that speaks to today’s job seekers is the key to recruiting and maintaining top talent across all generations.

Commentary: Having quality data is great for comparing health plan, facility and treatment performance, but it unfortunately hasn’t led to predictable costs.

Commentary: Questions plan sponsors should be asking of their insurance carrier, payroll vendor and benefits technology provider in advance of the ACA’s information reporting requirements.

Commentary: The Medicare Access and CHIP Reauthorization Act of 2015 allows quality measurement organizations to develop quality measures using Medicare data and share it with employers and insurers for the purposes of designing their health plans.

Commentary: The next case to watch, launched by Speaker John Boehner last November, could once again put public exchange assistance in jeopardy.

On June 10, 2015, the New York City Council approved a new law prohibiting public and private sector employers from inquiring about a job applicant's criminal record history before making a conditional offer of employment. The new law, dubbed the "Fair Chance Act," adds New York City to a growing list of state and local jurisdictions with bans against employers' inquiries into prospective employees' arrest and conviction records.

Today, in a 6-3 decision written by Chief Justice Roberts, the Supreme Court ruled in King v. Burwell that subsidies used to purchase health insurance in the 36 states on the federally facilitated marketplace are legal, thus avoiding the “death spiral” so often referred to by Congress. What does this ruling mean for employers?