Banco Popular de Puerto Rico

Start by constructing an employee education policy statement for your 401(k) and 403(b) plans. Many plan sponsors never put together this document and, as a result, have no idea if they are achieving any worthwhile education objectives.

There’s a glimmer of good news for employer-sponsored healthcare programs. Near-site and on-site clinics offering primary care, often referred to as “employee health centers,” are bringing overall plan-cost reductions along with measurable member-health improvements

How can you entice the millennials that are the best and the brightest? First, eliminate the corporate ladder and think in terms of the jungle gym. Second, show millennials key initiatives at your company where they can make a difference.

When the government announced last summer that it was delaying the employer mandate, many employers let out a sigh of relief. They relaxed. However, now it’s time to pick up the pace again. Before you know it, 2015 and 2016 will be here and the ACA will be an everyday reality for employers.

Are you making retirement plan decisions using a prudent process? Do you always put the interests of plan participants ahead of the company's when considering plan issues? Here are some best practices related to decision-making and documentation.

In the retirement plan arena, the Pension Protection Act of 2006 was a game changer for defined benefits plan sponsors - it altered the way in which the value of lump-sum offerings was calculated, making lump-sum payouts a more attractive solution for plan sponsors seeking ways to reduce the risks associated with their DB plans.

Because alternative investments, such as private equity, hedge funds and real assets, are typically accessed though a limited partnership structure, retirement plan fiduciaries are charged with more extensive due diligence as compared to monitoring daily valued mutual funds or separate accounts.

Are your retirement plan fees market-competitive? Fees don't necessarily have to be the lowest cost, but they do need to be reasonable.

Top down management support is a prerequisite for any change in the obsessive email behavior that’s damaging our collective well-being and impairing our ability to focus, writes Shani Magosky.

Rising interest rates and strong stock market performance have improved funding ratios for DB plans and created an environment in which plan sponsors can — and are — acting decisively to mitigate risk.