Banco Popular de Puerto Rico

Reasonable cost, high participation rates and a broad investment fund line-up contribute to the success of a 401(k) plan but other factors are important too.

Wellness — like any major change — cannot solely be a top-down effort, launched with a letter from the president, especially at consensus-driven academic institutions.

There’s no denying major medical insurance is the cornerstone of a good benefits package, so the intense focus on it is understandable, particularly in light of the ACA. But employers may be letting the towering tree of major med completely obscure their view of the broad benefits horizon.

Eighty percent of people think they're better-than-average investors. Here are five reasons why, and three ways employers can help plan participants overcome their investing challenges.

Now that our elected officials in Washington have come to a short-term budget agreement, what can we expect in the markets and economy for the near term? Unfortunately, probably much of the same.

As the dust settles and national monuments reopen and all those furloughed government workers (and cash-starved private sector workers they support and interact with) go back to work today, the danger may be that Broader America may actually focus some attention on what the ACA will actually mean to them. Especially as it was not all magically wiped away in some Tea Party inspired publicity stunt.

When I present employee education sessions, employees often ask me what they should be doing in their 401(k) plan. Here's what I tell them.

Having people shop for medical care the way they shop for cars or stereos might be ideal, in some ways. But it is not attainable as long as the shoppers are human beings.

Most 401(k) plans offer a money market fund which may be the most popular fund in the plan. Traditionally a place to seek refuge when the markets become stormy, money market funds may be altered significantly as a result of Securities and Exchange Commission reforms.

As many of you may have predicted – or secretly feared, or even hoped for – October has indeed been one incredibly wild ride for anyone connected in even an ancillary fashion to the ACA. Or those of you who happen to have anything to do with the daily operations of the federal government.