Regulation

Bill Kite and D&S Agency are coming up with creative ways employers can meet health care reform requirements.

Citing increased risk and low profits, the health insurer says it will exit a ‘handful’ of state exchanges.

The DOL’s rule is good news for plan sponsors, but many are still confused, says registered investment adviser Robert Lawton.

Specializing in a business sector allows advisers to intelligently discuss an employer’s most pressing problems.

Now is the time for employers to ensure documentation is in order, especially if they’ve received a pre-screening questionnaire from the Office for Civil Rights.

As it stands, the medical loss ratio could eliminate agent commissions and may force brokers out of business, Scott says.

Chris Schutt of Digital Benefit Advisors says ACA compliance requirements present one of the biggest challenges for clients.

Organizations should consider updating their nondiscrimination policies to prohibit discrimination on the basis of sexual orientation and gender identity.

Phase two of the review program focuses on covered entities, including employers. How advisers can help clients prepare.

As defined in the new rule, investment advice includes recommendations to an employee benefit plan, plan fiduciary, participant or beneficiary, or an IRA, HSA, or education savings account owner.