Retirement planning

Employer-provided resources, including online retirement calculators, may lead employees to increase their annual contributions and improve spending habits.

Target-date funds can help risk-averse young workers ease into investing.

Several statewide attempts to close the nation’s savings gap may cross borders and serve as a precursor to a nationwide solution for expand retirement options.

"The world of Social Security is so different from the world of employer benefits," one benefits consultant says.

Dual-income couples benefit less from Social Security.

Gamification can help employees calculate how much money they will need to retire, increase their contribution levels and check their asset allocations.

"The world of Social Security is so different from the world of employer benefits," a benefits consultant says.

Savers can expect investment returns through compounded growth as long as they don’t lose from a market downturn.

Gamification can help employees calculate how much money they will need to retire, increase their contribution levels and check their asset allocations.

There are many misconceptions that can lead to financial hardships in retirement.