Retirement planning

If you have a special number in mind for your golden years, it should be how much you’ll be able to spend each year. And financing that spending brings many new risks into the picture.

More than a third of respondents who said they’d retired earlier than planned said a hardship like a health problem or disability was the reason.

The pandemic-driven migration out of big cities could lead to more missing participants, and going forward, more small, stranded retirement accounts.

Three-quarters of employees feel confident that they will have a comfortable lifestyle in retirement.

Yusko shares her top advice for navigating retirement planning during COVID-19.

While early retirement might sound appealing, it can be a struggle for those who don’t have sufficient income to pay their bills.

Whether it be out of pandemic boredom or financial necessity, companies may need to factor in older workers in their recruiting efforts.

“Claiming early means a lifetime permanent cut in monthly benefits for you and your spouse and survivors,” says Teresa Ghilarducci, professor of economics at the New School for Social Research.

As employers begin building their back-to-the-office plans, virtual education offerings are here to stay.

Financial wellness requires more than a typical 401(k) benefit.