Retirement

Employees should consider a dependable second-hand car instead of a new one, and then redirect the money saved into a retirement account.

Employees often don’t save enough, and few utilize auto-escalation.

Employers need to help their workers understand and prepare for additional medical charges when they stop working.

Rates are likely to remain low, which will have a negative effect on retirees and older workers who are adjusting their portfolios in preparation for retirement.

Rates are likely to remain low, which will have a negative effect on retirees and older workers who are adjusting their portfolios in preparation for retirement.

In a perfect world, the largest expenses in retirement would be for fun things like travel and entertainment. In the real world, retiree healthcare costs can take an unconscionably big bite out of savings.

Women are spending fewer years being married, new research finds, a change that “has significant implications for financial planning.”

With the goal of improved participant outcomes, a simplified approach using straightforward language could be more attractive to employees.

Participants don’t need a million choices to save successfully for retirement.

The sheer number of modest, inactive 401(k)s — along with the friction in the industry that makes it difficult to seamlessly transfer the balances from plan to plan as participants change jobs — is causing a lot of undue stress.