Retirement

The city of Lenexa, Kan., launched Ramsey Solutions’ SmartDollar program for its employees as the newest addition to its list of progressive well-being initiatives.

Aimed at people who don’t have access to a 401(k) at work, this government IRA helps new and low-income workers save for their golden years.

Trump has proposed making it easier to pass on HSAs to heirs, while some House Republicans want to nearly double contribution limits.

The strategy not only helps improve employees’ chances of achieving a financially secure retirement, but it also increases plans’ average account balances.

Trump has proposed making it easier to pass on HSAs to heirs, while some House Republicans want to nearly double contribution limits.

Two federal proposals would make it easier to invest assets on behalf of terminated participants, says columnist John Ludwig.

The program that protects pensions could run out money by 2025 or sooner.

Employers need to refocus efforts to change employees’ behaviors by embracing best practices including auto-enrollment and auto-escalation.

Auto-enrollment, employer matching and re-enrollment are all strategies employers should embrace to help employees better save for their futures.

High front-end fees, complex payouts and a lack of dividend income are among the reasons.