Retirement

John Ludwig on how to help employees can increase their retirement savings including auto escalation and auto enrollment.

A bipartisan pair of lawmakers has introduced legislation that would make it easier for workers to repay loans or withdrawals they take from their 401(k) plans, drawing praise from the American Society of Pension Professionals and Actuaries.

Americans’ confidence in their retirement savings remains at record low levels, according to a survey by the Employee Benefit Research Institute.

The U.S. Government Accountability Office released a report in April saying that employees switching jobs often receive guidance by 401(k) companies to roll their accounts into an IRA, even when that might not be the best course of action.

Conflicting surveys and interviews highlight the difficulty in getting a true picture of Generation Y’s retirement readiness.

If you’re an advisor or a TPA like we are, you’ll be found.

Americans who work with a financial professional, had a college education and more than $100,000 in household assets are more likely to have a higher financial literacy.

BP Plc was sued by New York City pension funds for at least $39 million in investment losses based on claims the oil company failed to disclose the risks and safety issues leading to the 2010 Deepwater Horizon disaster in the Gulf of Mexico.

How many Doritos are in a serving? For most of us, it's whatever amount is left in the bag. Unless you're raiding your kid's lunchbox snack size stash. Then it might be two bags. While concerns about the amount of nutrition or serving size in that particular snack may be taking it to the extreme, the fact is that government mandated nutrition labels on our food have made more information clearly available about what we are eating than ever before.

A program airing yesterday cited excessive fees and lack of clear guidance for the failure of the 401(k) to prepare Americans for a longer and more costly retirement.