Retirement

Employees will receive personalized insights, guidance and tools to build a financially secure retirement.

Employers have evolved and recognize the importance of discussing and supporting employee well-being.

Employers should be thinking more strategically about how their benefit offerings can integrate with each other to maximize the employee experience.

“Financial wellness is front and center [for employers], so the partnership between Betterment and Lumity made perfect sense,” says Amit Ahluwalia, Lumity’s national employee benefits practice leader.

Managers need to learn better ways to set and prioritize their goals in order to oversee employees and work effectively.

Many low-paid workers without much retirement savings found themselves forced out of their jobs with little prospect of finding employment again. Retiring before the full retirement age will result in a cut in their Social Security benefits, by as much as 30%.

In spite of a year of record-breaking unemployment and job insecurity, Americans are digging their way out.

When employees change jobs, auto portability can help avoid risky and premature cash outs.

The best states have low unemployment rates and high average salaries, allowing millennials to stretch their paychecks and live comfortably.

Americans are notoriously unprepared for a personal financial crisis, as 41% say they could not afford an unexpected emergency of more than $1,000.