Millennials and Gen Z want more than a 401(k) for retirement savings. They want crypto

By Alyssa Place, This is my expertise
Published Updated 4 Min Read

Worldspectrum for Pexels

When it comes to retirement savings, Gen Z and millennials don’t want to just “set it and forget it.” Instead, these younger generations are taking a more proactive approach to their long-term savings, engaging in a variety of investment strategies to see what sticks. 

According to Schwab Retirement Plan Services’ annual 401(k) retirement survey, 401(k)s remain the primary retirement savings vehicle for employees, yet Gen Z and millennials are more likely to also invest in cryptocurrency and use online trading apps than older generations. 

Alyssa Place
Editor-in-chief

Alyssa Place is the editor-in-chief of Employee Benefit News and has been with the team since 2019. Her work covers mental health, DEI, women at work, financial wellness, retirement and workplace … Read full bio


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