5 ideas for a positive open enrollment season

Consumer-driven health plans are gaining more momentum, with 39% of large employers offering one in 2013 and 64% saying they’ll likely offer one by 2016, according to Mercer. The consulting firm says CDHPs can be used this enrollment season to: reinforce individual accountability for health care consumption; reduce costs for employers and often participants; assist in meeting the ACA-mandated affordable coverage requirement; help avoid the 2018 excise tax, known as the Cadillac tax; and provide a compliant auto-enrollment default selection.
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Mercer says that employers with many newly eligible employees should “start communicating right away with this population as to who is eligible, why they are eligible, how eligibility is determined, what this means and what they have to now consider.” Information for those who are ineligible should follow a similar guideline so those employees know how to access the ACA’s public exchanges for coverage.
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