Scenario 1: Standing up to the Intimidator
What the insurer says: I could tell you, but then Id have to kill you. (Or some version of, We cant give you any data for legal, administrative, technical, or other reasons that have scary-sounding acronyms.)
What you say: I want to assure you, I do not want any sensitive or confidential data. Instead, please give me summary, aggregated, de-identified data.