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Affordable coverage to full time employees

Employers with plans beginning Jan. 1, 2014 must offer affordable coverage to employees working how many hours per week?


A) 25


B) 30


C) 35


D) 40


Answer: B.

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Limits on annual out-of-pocket maximum

True or false: For plans beginning Jan. 1, 2014, PPACA requires that limits on the annual out-of-pocket maximum imposed by group health plans be the same as those imposed on HSA-compatible HDHPs.


Answer: True.

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PPACA Claims Review Rules

PPACA’s Claims Review Rules do not apply to:


A) Health plans that are grandfathered plans


B) Plans with less than two current employees participating in the plan on the first day of the plan year (e.g., stand-alone retiree-only plans)


C) Non-health plans, such as disability and retirement plans


D) All of the above


Answer: D.

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Large employers in state health insurance exchanges

True or false: Under the current law, large employers will not be allowed to offer insurance through state health exchanges.


Answer: False. States may allow large employers to offer health coverage through an exchange in 2017.

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States limit employers in health insurance exchanges

True or false: States will be free to limit which employers are allowed to purchase insurance though state health insurance exchanges.


Answer: True.

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PPACA wellness programs

True or false: PPACA’s rules regarding wellness programs do not apply to grandfathered plans.


Answer: True.

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