A widening wealth gap could be putting your clients at risk
A recent study found American workers would face better retirement prospects if the federal government adopts certain public policy changes.
403(b)
When retirement expectations meet reality
Financial planners should at least consider modeling early retirement to prepare clients for the possibility of uncertainty, says Morningstar.
IRS increases retirement contributions for 2020
The latest move has repercussions for employees’ retirement plans, and employers in the middle of open enrollment.
Benefits Think IRS updates rules on retirement plan hardship distributions
These new changes make requirements more flexible and participant-friendly for those with 401(k) and 403(b) plans.
Lisa Tavares
Venable
Estate planning answers for ‘hard’ assets like art, heirlooms
When leaving heirlooms and other illiquid assets to loved ones, seniors should allow the heirs to inherit the items instead of liquidating them
Muni bonds sport attractive yields for retirees
While tax reform has been a mixed bag for muni bonds, a few factors working in their favor include constrained supply this year, as well as historically low defaults.
The bull market could ruin your retirement
Trying to time the market is a “fool’s game,” but preparing for a possible downturn as retirement approaches can be a smart move.
Myth: Life insurance is not taxable
While proceeds from life insurance are not subject to income tax, there are other taxes that will apply. But there are steps to take to avoid those liabilities too.
The best way to save for retirement may be to not think about it
Plan design features like automatic enrollment and automatic increases are having a positive impact. Such steps are designed to increase participation even from people who may be suffering from inertia, says a researcher.
Why didn’t many retirees see a Social Security increase?
Although the cost of living adjustment increased 2% this year, half of retirees cannot expect a substantial increase in their benefits.
Benefits Think Upgrading individual annuity contract plans to slash rising costs
Academic and non-profit institutions need a new strategy for today’s changing needs.
Chris Schaefer
MV Financial
Virginia colleges form 403(b) multiple employer plan
The MEP will initially cover 9,500 employees, but more universities are expected to join.
Seeking lower fees, state colleges are shifting from 403(b)s to multiple employer retirement plans
Small private schools in Wisconsin and Virginia are pooling plan assets and headcounts to gain greater purchasing power.
Seeking lower fees, state colleges are shifting from 403(b)s to multiple employer retirement plans
Small private schools in Wisconsin and Virginia are pooling plan assets and headcounts to gain greater purchasing power.
Virginia colleges form 403(b) multiple employer plan
The MEP will initially cover 9,500 employees, but more universities are expected to join.
Healthcare sector modernizing retirement plans
401(k)s gaining popularity as 403(b)s and DB plans terminate, Transamerica’s annual survey with the American Hospital Association shows.
Healthcare sector modernizing retirement plans
401(k)s gaining popularity as 403(b)s and DB plans terminate, Transamerica’s annual survey with the American Hospital Association shows.
Benefits Think Why 403(b) plans have to be protected now
Employers must conduct a thorough review of their plans’ written forms and actual operations so they don’t lose their tax exempt status.
Mary Beth Braitman
Ice Miller LLP
Benefits Think Why 403(b) plans need to be protected now
Employers must conduct a thorough review of their plans’ written forms and actual operations so they don’t lose their tax exempt status.
Mary Beth Braitman
Ice Miller LLP
Benefits Think Why 403(b) plans need to be protected now
Employers must conduct a thorough review of their plans’ written forms and actual operations so they don’t lose their tax exempt status.
Mary Beth Braitman
Ice Miller LLP