Benefit plan design

Under new final regulations, which take effect Jan. 1, 2016, the Pension Benefit Guaranty Corporation substantially reduced the reporting requirements for pension plan administrators, sponsors and contributing employers.

Commentary: With so many moving parts and delays, it’s been understandingly difficult for employers to figure out exactly what their responsibilities are when it comes to the Affordable Care Act. But when it comes to healthcare reform, what you don’t know really can hurt you.

Employees’ financial circumstances are unique, and an employer’s retirement plan must prepare to meet those different needs. Here are five questions that employers and their advisers must have strong answers to in order to help employees save for the future.

Commentary: The rapidly evolving regulatory environment has increased benefit and tax complexities for most employees, making the open enrollment decisions more confusing and stressful than ever.

MassMutual develops an integrated benefits exchange combining retirement savings, healthcare and virtually all other kinds of benefits in a unified, cloud-based system.

In a world where remote work and contract-based employment is becoming a well-accepted norm, employers are facing challenges integrating their benefits, payroll and HR systems to manage the diverse workforce.

Commentary: When gas prices rise at the pump, consumers change their driving habits. They ride more strategically, putting off unnecessary outings and carefully planning out trips. Yet when health care prices rise and Americans must dig deeper into their own pockets, they put their own health at risk instead of becoming savvier consumers. …

The Supreme Court heard arguments in Montanile v. Board of Trustees of the National Elevator Industry Health Benefit Plan and will determine if, under ERISA, a reimbursement to an employee benefit plan can be recovered if the beneficiary has already spent the funds he or she recovered from a third party.

The Supreme Court heard arguments in Montanile v. Board of Trustees of the National Elevator Industry Health Benefit Plan and will determine if, under ERISA, a reimbursement to an employee benefit plan can be recovered if the beneficiary has already spent the funds he or she recovered from a third party.

Commentary: Executives are starting to acknowledge that engagement alone won’t drive long-term results.