Client strategies

An Arizona couple played by the rules and bought employer-provided health insurance. But after they had a baby this year, their out-of-pocket hospital costs and doctors’ bills climbed to more than $12,000 — and medical debt now threatens their new family.

Advisers who encourage the use of the benefit will set employers and their employees up for success while securing lifetime clients.

An employee benefits specialist sets her goals for lowering employer healthcare costs for companies and their employees — and finds rewards along the way.

More employers are turning to advisers to help them curb the rising cost of health insurance, new survey data shows.

Nonprofits are allowed to opt out of paying state unemployment tax to become reimbursable employers.

Driven by rising premiums for ACA plans, interest in short-term insurance is growing, boosted by Trump administration actions to ease Obama-era restrictions.

Many advisers are unaware that nonprofits are allowed to opt out of paying state unemployment tax to become reimbursable employers.

As the opioid epidemic continues to rage across the country, the fallout is increasingly manifesting itself at construction sites, factories, warehouses, offices and other workplaces.

As the opioid epidemic continues to rage across the country, the fallout is increasingly manifesting itself at construction sites, factories, warehouses, offices and other workplaces.

Employee benefits advisers need to focus on the motivations of employers in establishing company-sponsored employee education plans.

While advisers might recommend voluntary non-medical benefits to employers, many often lack the personal experience of having them in their own benefits packages.

From dealing with THC in your body and greater desire for homeopathic meds and yoga, cannabis workers have some specific benefits needs.

From dealing with THC in your body and greater desire for homeopathic meds and yoga, cannabis workers have some specific benefits needs.

For some insurance brokers and consumers, short-term insurance plans are an enticing, low-cost alternative for healthy people.

Employee benefit advisers can offer key insight into retirement planning from the perspective of employers.

Opinions on controlling health costs and plan design innovation were among the most popular EBA commentary articles of the year.

“Consolidation is gaining steam instead of losing steam. There are even bigger and bigger acquisitions happening,” says Zywave CEO Jason Liu.

Establishing a process helps brokers effectively navigate renewals and guide employers. Here are some good tips for giving the best advice to clients.

Young workers are growing more concerned about saving for retirement, healthcare and paying off student loans, according to new research from Prudential.

Two recent rulings have cast uncertainty on appropriate limits for financial incentives clients can offer workers to participate in certain wellness programs.