Demographics

Here's why filing for Social Security benefits at the wrong time may mean a less fulfilling retirement.

Few advisers consider improved long-term tax planning benefits in strategy discussions, says Affinity’s Greg Gagne.

Generation Y is 75 million strong and making its mark on the workplace.

Target-date funds can be a strong option for most retirement savers, but there are pitfalls. Some of them are relatively costly, with an average expense of about 1%. They can also get too conservative too quickly.

An analysis shows that low-income clients get more back from Social Security than the payroll taxes they paid, while high-earning workers get less.

An analysis shows that low-income clients get more back from Social Security than the payroll taxes they paid, while high-earning workers get less.

One idea is to ensure clients are investing the right types of assets in the right accounts to take full advantage of appreciation and tax-exempt status when possible.

One idea is to ensure clients are investing the right types of assets in the right accounts to take full advantage of appreciation and tax-exempt status when possible.

Many millennials feel their parents can provide them good financial advice, but they are reluctant to seek help from elders, as well as from financial professionals.

Many millennials feel their parents can provide them good financial advice, but they are reluctant to seek help from elders, as well as from financial professionals.

This growing generation needs flexible plans, says Colonial Life’s Stephen Bygott.

Young professionals want a flexible work environment in a technology-enabled job that caters to their needs in their professional and personal life.

The insurer’s chief resource officer discusses how to retain top talent, engage younger workers and why a hand delivered bonus check is better than a direct deposit.

Retirees may want to roll over a portion of their traditional IRA into a Roth IRA or use their IRA funds to buy a qualified longevity annuity contract.

Retirees may want to roll over a portion of their traditional IRA into a Roth IRA or use their IRA funds to buy a qualified longevity annuity contract.

Millennials prefer digital health solutions over personal medical visits to maintain their health, according to a new study.

Most respondents to an informal survey said they view Social Security as an income stream rather than as an asset. At least one expert disagrees.

Most respondents to an informal survey said they view Social Security as an income stream rather than as an asset. At least one expert disagrees.

TD Ameritrade poll ties this generation’s savings attitude, outlook to the recent financial crisis

Michael Grant from the risk and insurance firm Crystal & Company takes a look at what draws in new recruits from coast to coast in the U.S.