HSAs

Changes to the ACA and a range of other laws and regulations affecting health benefits could be imminent.

The total out-of-pocket health care expenses of a 65-year-old couple in retirement could exceed $320,000, plus 5% annual increases.

The total out-of-pocket health care expenses of a 65-year-old couple in retirement could exceed $320,000, plus 5% annual increases.

Nothing precludes Congressional leaders from revising the rules governing HSAs as a small step in the larger debate.

There is often a lack of direct guidance on these plans, therefore employers should consult their advisers and recall baseline IRS guidance to maintain compliance.

Employers should dispel common myths about health savings accounts, discuss tax-time changes and skip out on the benefits jargon.

Nothing precludes Congressional leaders from revising the rules governing HSAs as a small step in the larger debate.

Many workers use health savings accounts as specialized checking accounts, instead of using them to set aside money on a tax-favored basis for future medical expenses.

Seniors are advised to withdraw from taxable and other retirement accounts before taking distributions from their HSA.

Advisers think they know a great deal about CDHPs, but new data reveal a lack of understanding about associated wellness incentives and account-based plans.