Retirement benefits

Tax reform and fiduciary rule delays dominated discourse in the ongoing effort to improve work-based savings and financial security.

While clients cannot determine their health care expenses and taxes in retirement, they can improve their prospects by minimizing investment fees and diversifying their portfolios.

Submit yourself or a fellow top-notch benefit adviser under age 35 to be considered for this award recognizing young leaders.

The proposed legislation would penalize employers for not offering an auto deferral DC plan.

Employers should consider amending their retirement plans so that the definition of disability relies on the determination of a third party.

Tax reform and fiduciary rule delays dominated discourse in the ongoing effort to improve work-based savings and financial security.

Employers should give employees a risk assessment quiz every year, offer free and basic investment advice and adopt an auto-enrollment provision.

Small firms are allowed to set up multiple-employer plans, but the government needs to "simplify and rationalize the rules" for these types of plans, says an expert.

Overall growth was modest, but more than 150 mergers and acquisitions, such as the formation of Alera Group, proved it’s a dynamic market.

New data shows that the average account balance broke records after increasing to $99,900 in the third quarter.

The U.S. Supreme Court sidestepped a clash over Houston’s practice of providing benefits to the same-sex spouses of city employees, leaving intact a Texas Supreme Court decision that calls the city’s policy into question.

Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.

There are several provisions in the upper chamber’s text that alter existing tax treatment, and experts predict those elements will win out in final law.

Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.

Workers can improve the odds of getting bigger Social Security benefits after they retire by asking for a salary raise from their employer.

Though the tax legislation is mostly praised for leaving 401(k)s unscathed, new pass-through deduction could impact whether some small businesses offer the benefit.

Employers who teach workers about money matters can profit from increased employee satisfaction and productivity levels.

Savers can now more easily access their 401(k)s and other defined contribution plans, while planning strategy.

One-third of households headed by Americans aged 65 and older derive 90% of their retirement income from Social Security, according to a GAO report.

As of now, 401(k) plans and IRAs won’t be changed, which is good news for employers and employees, but anything could happen, experts say.