Retirement benefits

For a productive benefits election season, employers should embrace mobile apps and information technology, and above all, meet employees where they are.

Employers need to help their workers understand and prepare for additional medical charges when they stop working.

Not tapping tax-deferred retirement accounts until the age of 70 1/2 can be a wrong move, as required minimum distributions can be big enough to push retirees to a higher tax bracket.

Not tapping tax-deferred retirement accounts until the age of 70 1/2 can be a wrong move, as required minimum distributions can be big enough to push retirees to a higher tax bracket.

Employees gently prodded on retirement contributions can come out ahead.

Employees often don’t save enough, and few utilize auto-escalation.

Employers need to help their workers understand and prepare for additional medical charges when they stop working.

Women are spending fewer years being married, new research finds, a change that “has significant implications for financial planning.”

With the goal of improved participant outcomes, a simplified approach using straightforward language could be more attractive to employees.

Participants don’t need a million choices to save successfully for retirement.