Retirement benefits

A succession plan is not only for retirement but in the event of premature death, serious illness or incapacity.

While it’s recommended they have at least three sources when they retire, just 6.8% of savers have done so, according to a report.

"Since no one has a crystal ball to predict what will happen, I advise saving money on both sides of the tax fence," an expert says.

While retirement readiness among Americans has improved in general, Gen Xers are struggling with housing, college and medical costs, a survey finds.

Employees will need more education and guidance when it comes to taking advantage of their defined contribution plans.

After developing a plan to cover their bills and emergency expenses, clients in a new marriage are advised to start working on their long-term goals.

Steady gains made in equity markets last year were "clearly a tailwind,” an expert says.

Ninety-six percent of HSA account holders are depleting their funds on a yearly basis, instead of investing the money for their long-term care.

Nearly 48% of younger Americans feel they are not saving enough to secure their lifestyles after leaving the workforce, a report finds.

Even rolls out new product to help employees save money for up to three different purposes at once via direct deposit.

To reduce the risk of retiring early, seniors are advised to take on a part-time job or downsize to reduce expenses.

While there are strategies to help reduce risk, clients should recognize the order of investment returns is crucially important, an expert writes.

The new addition aims to help employees with healthcare expenses now and in retirement.

Investors who plan to retire early are advised to start saving as soon as possible and diversify their earnings with multiple sources of income.

A recent study found American workers would face better retirement prospects if the federal government adopts certain public policy changes.

“The advice I give is to calculate the financial impact for each option,” an expert says.

The annual Rising Stars in Advising list showcases young talent making a difference in the benefits industry.

Research shows that both a match and automatic enrollment have significant positive effects, especially on groups that tend to have lower participation and contribution rates.

This rise of the so-called grey divorce has created a number of uncommon and complex issues for retirement accounts.

Auto enrollment and auto escalation led to a 97% participation rate in SSI Group’s 401(k) benefit, the firm's HR director says.