Retirement benefits

To reduce the risk of retiring early, seniors are advised to take on a part-time job or downsize to reduce expenses.

While there are strategies to help reduce risk, clients should recognize the order of investment returns is crucially important, an expert writes.

The new addition aims to help employees with healthcare expenses now and in retirement.

Investors who plan to retire early are advised to start saving as soon as possible and diversify their earnings with multiple sources of income.

A recent study found American workers would face better retirement prospects if the federal government adopts certain public policy changes.

“The advice I give is to calculate the financial impact for each option,” an expert says.

The annual Rising Stars in Advising list showcases young talent making a difference in the benefits industry.

Research shows that both a match and automatic enrollment have significant positive effects, especially on groups that tend to have lower participation and contribution rates.

This rise of the so-called grey divorce has created a number of uncommon and complex issues for retirement accounts.

Auto enrollment and auto escalation led to a 97% participation rate in SSI Group’s 401(k) benefit, the firm's HR director says.

It is important for entrepreneurs to have an exit strategy and to take control of their debt.

Ill-prepared investors are advised to vigorously plan their expenses and aggressively save in their 401(k)s and IRAs.

Wellness- and student loan-focused offerings are just two of this year's innovative perks that will gain speed in the new year, our prognosticators say.

Making savings automatic and quantifiable can streamline the process of getting employees involved in saving for retirement and other financial goals.

Deciding against auto-enrolling employees in retirement plans is a big miss benefit managers keep making.

Deciding against auto-enrolling employees in retirement plans is a big miss benefit managers keep making.

“By and large, many simply have not yet saved enough to retire comfortably.”

The definition of employee wellness is expanding to include student loan debt relief, EAPs and retirement benefits, experts say.

Financial planners should at least consider modeling early retirement to prepare clients for the possibility of uncertainty, says Morningstar.

Contributing to these accounts makes sense for clients who anticipate higher tax rates in the future.