Retirement benefits

Many employers are now recognizing the need to offer a more holistic approach to wellness and helping employees manage stress cause by personal financial issues.

Volatility has returned to U.S. stock markets with a vengeance. How will 401(k) plan participants react?

Even with an employer match, many employees still choose not to contribute to their 401(k) plan.

The Supreme Court decision in Obergefell v. Hodges primarily affects the administration of benefits and almost exclusively applies to employers in those states that previously did not recognize same-sex marriage.

The National Institute on Retirement Security takes issue with a recent Manhattan Institute report on pensions, saying it is irrelevant and highly flawed.

Plan sponsors wishing to offer a professionally managed series of investment funds should note the following problems with target-risk funds that cause them to be vastly inferior to target-date funds.

Warnings of billions in crippling costs and TV attack ads are the latest salvos from opponents of the Labor Department's fiduciary rule after hearings closed last week. The industry's newest claim is that independent firms could get hit with a bill tallying up to $3.9 billion in startup costs alone should the rule go into effect.

Americans aren’t saving enough for retirement and it is increasingly falling on employers to fill the gaps in their employees’ financial education.

Organizations looking to hire experienced workers may want to make sure their retirement plans are top of the line.

Automatic enrollment gets the most press, but 401(k) plan sponsors are exploring many other auto features to help boost employee savings.

The BIC exemption in the DOL’s fiduciary rule allows retirement plan brokers and advisers to continue setting their own compensation as long as they commit to putting their client’s interests first but some say it will impede brokers who want to work with small businesses.

Advisers can keep their "conflicted" commissions, but it's time to stop harming clients by depleting their retirement savings, says the chairman of the Labor Department's hearings on its proposed fiduciary rule.

Many 401(k) plan participants are convinced that active management no longer works. But is a passive-only strategy appropriate?

After four days of public hearings, in which dozens of participants weighed in, the Labor Department is one step closer to implementing a new fiduciary standard, the scope of which heartens supporters and troubles critics.

Retirement plan sponsors have tried to make it easy for employees to participate in their plans and save enough for retirement and their efforts appear to be paying off.

The DOL’s proposed fiduciary rule would likely push some commission-based brokers out of the retirement market altogether, NAIFA’s JuIi McNeely testified during the second day of DOL hearings on the proposed rule.

While it’s widely assumed that defined benefit plans provide better retirement benefits than defined contribution plans that might not always the case.

Commentary: How do we help employees get to the point they can feel they can retire, asks columnist John Ludwig.

As the Department of Labor hears from the retirement plan services industry this week during hearings into its proposed fiduciary rule, new research reveals many 401(k) plan sponsors are eyeing formal reviews of their plans.

Complete, ongoing coverage on the Labor Department's hearings on its proposal to impose fiduciary requirements on retirement advisors from SoureMedia's Financial Planning, On Wall Street, Employee Benefit Advisor and Employee Benefit News.