Retirement benefits

What does next year look like for retirement plan sponsors and participants? Here’s an early call on what many experts expect to see.

As baby boomers plan to retire in the next five years, nonprofit organizations are readying for the challenges ahead. More than a third of nonprofits surveyed by the Plan Sponsor Council of America anticipate difficulties recruiting staff to fill vacancies left by retiring boomers.

Some 45% of workers in the new survey who found retirement income estimates less than “very helpful” say they did not understand the calculations behind the projections or were not confident in their accuracy, according to LIMRA.

Consider these for you next employee education session.

Quarterly indexed sales set new record at $10 billion.

Wellness is not just about fitness or smoking cessation anymore.

Resolution of government shutdown, debt ceiling deal had positive effect on capital markets.

Adoption of target date funds and managed accounts grow in workplace retirement plans.

Twenty-nine of the nation’s 100 largest have revised estimates in past year.

One retirement expert says ACA is destined to fail and the answer lies in what the 401(k) industry has been preaching for years.

Despite a recent show of political opposition, the U.S. Department of Labor seems poised to press ahead with a proposal to broaden the definition of fiduciary to cover advisers working in the retirement plan segment, a leading opponent of the measure warned on Monday.

How to advise retirement plan participants in response to shifts out of bonds.

Passive approach to retirement investing still indicated.

Several answers might apply, but a good goal is to avoid regulatory difficulties.

The higher tax rates passed by Congress this year have some top U.S. earners seeking last- minute strategies to lower their tax bite as year-end calculations turn up unpleasant surprises.

Since the institution of 401(k) plans more than 30 years ago, 401(k) providers have escalated the number of plan features to stay competitive within the marketplace. But, in order to be successful today, selling features alone won’t cut it, writes blogger Jerry Kalish.

Funded ratio equals highest monthly level since 2008.

If your clients’ plans don’t exhibit these success signs, consider doing an audit before the end of the year.

While the thought may not have occurred to retirement and financial planners, one expert says that with the rising cost of health care, it’s a concept that could save their businesses.

Solutions you share can help overcome the false assumptions held by 80% of people who think they are above-average investors.