Retirement benefits

They need documentation showing how they reviewed, selected and monitor their TDFs and if their investment strategy fits with participant demographics.

Rising interest rates can be a boon for seniors seeking better returns from low-risk investments, but can hamper other clients with adjustable-rate mortgages.

Those who can't downsize can still rent out a portion of their property to help cover expenses.

With more than 22,000 benefits and HR professionals, there was plenty to talk about at the 2018 Society for Human Resource Management meeting.

Brokers are in a legal quandary: Many of them will still be fiduciaries under the 1975 Rule, but the third-party compensation they received will no longer be permitted.

When the Dow soars and dives, advisers need to reassure clients that their employees’ retirement nest egg is safe.

Advisers must develop relationships with business owners to establish customized plans that work best for the needs of their employees.

Reasonable costs, healthy account balances and a high percentage of employee participants are attributes of great retirement plans.

Colorado, Idaho and Virginia are among the most-appealing places for retirees, thanks to their affordability, higher quality of life and numerous healthcare options.

They need documentation showing how they reviewed, selected and monitor their TDFs and if their investment strategy fits with participant demographics.