Retirement income

While many retirees have prepped well for whatever the economy and markets may bring, far too many others have not, an expert says.

Automatic enrollment is starting to generate a backlash with many critiques from analysts saying workers may run up debt to make up for the reduced take-home pay

Cash balance, deferred compensation and profit-sharing plans are gaining in popularity - especially for small employers.

Retirees have median savings of $839,000, but many of them are unwilling to spend away their nest egg.

While these services are far from perfect, they are a useful way to start a conversation with employees planning for their post-work years.

While these services are far from perfect, they are a useful way to start a conversation with employees planning for their post-work years.

Benefit advisers have a definite role in helping employers take steps toward building a more financially-secure workforce.

Starting small, with financial checklists and cash flow worksheets, can have a large impact on plan participants.

Clients are advised to keep track of their financial information and have a trusted person who knows where to locate it.

Employees who have access to a workplace plan and start saving early are in the best position to retire when they finally reach the age of 65, says the EBRI.

A new benefit program at Abbott means employees won’t have to choose between paying down student debt and saving for the future.

EBRI finds that employees with access to a workplace plan and start saving early on are in the best position when they finally reach the age of 65.

Because next year will be too late.

Kentucky, Louisiana and New Jersey are among the least-appealing places for employees to spend their post-work years, thanks to low scores in affordability, health-related factors and overall quality of life.

Rising interest rates can be a boon for seniors seeking better returns from low-risk investments, but can hamper other clients with adjustable-rate mortgages.

When the Dow soars and dives, advisers need to reassure clients that their employees’ retirement nest egg is safe.

Advisers must develop relationships with business owners to establish customized plans that work best for the needs of their employees.

Reasonable costs, healthy account balances and a high percentage of employee participants are attributes of great retirement plans.

Colorado, Idaho and Virginia are among the most-appealing places for retirees, thanks to their affordability, higher quality of life and numerous healthcare options.

After the Fed raised rates, many market participants with fixed-income-heavy investment mixes are wondering what a period of rising interest rates could mean for their portfolios.