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10 best states to retire

For employees, a good question to ask to is not only when they plan to retire, but where. According to recent data from the Federal Reserve, nearly 30% of non-retired adults haven’t saved any money for retirement.

If retirement is still a big question mark for workers due to financial difficulties, they could consider relocating to a state that allows them to keep more without requiring a drastic change to lifestyle.

Some states fare better than others, and financial website WalletHub has compared states across three key metrics: affordability, quality of life and healthcare.

Affordability was calculated using metrics such as tax-cut friendliness, adjusted cost of living and pension and Social Security incomes. Quality of life measured areas including crime rates and water and air quality. Lastly, healthcare put weight on topics including healthcare facilities, physicians per capita and life expectancies.

According to WalletHub’s research, these states rise to the top.

10. Arizona

Total score (out of 100): 60.67
Affordability score (out of 50; 1 is the best, 50 is the worst): 21
Quality of life score (out of 50; 1 is the best, 50 is the worst): 21
Healthcare score (out of 50; 1 is the best, 50 is the worst): 17
10 Utah.jpg
Flag of the US state of Utah on a brushed metal backgound

9. Utah

Total score: 61.14
Affordability score: 22
Quality of life score: 24
Healthcare score: 12

8. Idaho

Total score: 61.39
Affordability score: 11
Quality of life score: 20
Healthcare score: 25
3. New Hampshire.jpg
Flag of the US state of New Hampshire on a brushed metal backgound

7. New Hampshire

Total score: 61.51
Affordability score: 29
Quality of life score: 14
Healthcare score: 4
9 Wyoming.jpg
Flag of the US state of Wyoming on a brushed metal backgound

6. Wyoming

Total score: 61.66
Affordability score: 4
Quality of life score: 30
Healthcare score: 29
6 Virginia.jpg
Flag of the US state of Virginia on a brushed metal backgound

5. Virginia

Total score: 62.02
Affordability score: 18
Quality of life score: 9
Healthcare score: 21
8. Iowa.Healthcare.jpg
Flag of the US state of Iowa on a brushed metal backgound

4. Iowa

Total score: 62.46
Affordability score: 26
Quality of life score: 11
Healthcare score: 9
9. South Dakota.Healthcare.jpg
Flag of the US state of South Dakota on a brushed metal backgound

3. South Dakota

Total score: 65.89
Affordability score: 2
Quality of life score: 32
Healthcare score: 6
3. Colorado.jpg

2. Colorado

Total score: 66.17
Affordability score: 23
Quality of life score: 8
Healthcare score: 2

1. Florida

Total score: 66.79
Affordability score: 1
Quality of life score: 5
Healthcare score: 20