Retirement planning

The proposed legislation would penalize employers for not offering an auto deferral DC plan.

Employers should consider amending their retirement plans so that the definition of disability relies on the determination of a third party.

Tax reform and fiduciary rule delays dominated discourse in the ongoing effort to improve work-based savings and financial security.

Employers should give employees a risk assessment quiz every year, offer free and basic investment advice and adopt an auto-enrollment provision.

Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.

Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.

Workers can improve the odds of getting bigger Social Security benefits after they retire by asking for a salary raise from their employer.

Though the tax legislation is mostly praised for leaving 401(k)s unscathed, new pass-through deduction could impact whether some small businesses offer the benefit.

Retired workers should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.

Employers who teach workers about money matters can profit from increased employee satisfaction and productivity levels.

Those who leave the workforce should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.

Savers can now more easily access their 401(k)s and other defined contribution plans, while planning strategy.

One-third of households headed by Americans aged 65 and older derive 90% of their retirement income from Social Security, according to a GAO report.

As of now, 401(k) plans and IRAs won’t be changed, which is good news for employers and employees, but anything could happen, experts say.

A choice-based structure makes it easy for employees to feel empowered to save, says 2017 Retirement Adviser of the Year Bob Judd.

Employee Benefit News, in partnership with business intelligence data analytics firm miEdge, lists leading retirement plans for employers with 1,000 or more participants.

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

The digital payments platform is partnering with micro-investing app Acorn to help employees manage investments.

More small employers are embracing the retirement option for employees.

Employers who teach workers about money matters can profit from increased employee satisfaction and productivity levels.