Retirement readiness

Instead of offsetting current healthcare costs, HSA providers are seeing workers prepare for their post-work medical expenses.

Workers should not assume that Medicare will cover all their medical expenses, or that they'll see a decrease in their expenses after they retire.

Clients should not assume that Medicare will cover all their medical expenses, or that they'll see a decrease in their expenses after they retire.

Instead of offsetting current healthcare costs, some employees are using these accounts for their post-work medical expenses.

Despite high participation numbers, many worry that federal and state workers still will not save enough.

Most retirees said they adapted to their situation of having limited retirement income and they have had few regrets, according to a survey.

Auto-enrollment, auto-escalation, participant investment advice and Roth 401(k) availability are among the important traits of a plan.

Most retirees said they adapted to their situation of having limited retirement income and they have had few regrets.

Despite their high participation numbers, many worry that they will not save enough for retirement.

The insurance company implemented Best Money Moves, a mobile-first program that helps employees make better money decisions based on their biggest financial stressors.

The fewer systems where a 401(k) participant has an active account, the less likely that employee’s sensitive data will be compromised.

The insurance company implemented Best Money Moves, a mobile-first program that helps employees make better money decisions based on their biggest financial stressors.

Nearly two-thirds of future and recent retirees are worried there will be cuts to the program under the Trump administration. And an even greater percentage think that it needs to change.

Owning a home can bring tax benefits, as well as equity that can be used to create an income stream, but in some cases a rental can be a better deal for retirees.

Owning a home can bring tax benefits, as well as equity that can be used to create an income stream, but in some cases a rental can be a better deal for retirees.

Disparities are more pronounced for retirement than healthcare plans, largely due to the elimination of company pensions.

Where does the buck stop when mistakes occur? The Standard’s Ken Waineo explains their responsibility.

In addition to being triple tax-free, health savings accounts can make a significant difference for workers’ retirement planning.

Where does the buck stop when mistakes occur? The Standard’s Ken Waineo explains their responsibility.

Roughly 15% of government workers are eligible to retire, but for most government jobs there is no mandatory retirement age.