Retirement

Clients in their 20s should focus on retirement savings as much as their other financial needs, such as rent and credit card payments.

Unlike Wall Street, most Americans with savings plans such as 401(k)s tell pollsters they expect the fat returns to continue.

The Insured Retirement Institute also would like to preserve the current tax treatment for post-work savings.

One way for clients to avoid or minimize their capital gains tax is to hold investments in tax-advantaged retirement accounts, such as IRAs and 401(k) plans.

Most employees are staying the course in their retirement allocations, according to research from the Investment Company Institute.

Not subject to SEC disclosures and filings, collective investment trusts are gaining traction as fiduciaries focus on fee reduction.

Consultants Keith Clark and Adam Pozek debate if 3(16) services add value to plan sponsors.

Benefits experts believe that even if the regulations get killed entirely, best interest standards will live on.

Nearly 2 million Americans aged 50 to 64 had Parent Plus loans last year, and 200,000 retirees aged 65 and older carrying the same type of loans.

DOL proposed extending a deadline for brokers to comply with its controversial rule requiring them to put clients’ interests first.