Retirement

Careful planning can help prevent workers from shrinking their benefits based on misperceptions.

Single women in their early 60s have saved roughly $37,000 less than men.

Providing automatic savings accounts can keep employees from using retirement funds in a crisis.

Target-date funds can help risk-averse young workers ease into investing.

Providing automatic savings accounts can keep employees from using retirement funds in a crisis.

Employer-provided resources, including online retirement calculators, may lead employees to increase their annual contributions and improve spending habits.

Target-date funds can help risk-averse young workers ease into investing.

Several statewide attempts to close the nation’s savings gap may cross borders and serve as a precursor to a nationwide solution for expand retirement options.

"The world of Social Security is so different from the world of employer benefits," one benefits consultant says.

Dual-income couples benefit less from Social Security.