Roth IRAs

Withdrawals for non-medical expenses would no longer be penalty-free under the proposal.

Employees have to increase their risk exposure to ensure they don’t outlive their savings.

The property should allow them to live close to their loved ones and fit their financial plan, according to a CFP.

Careful planning can help prevent workers from shrinking their benefits based on misperceptions.

The legislation includes a provision that would raise the age limit for making contributions and taking required minimum distributions.

As much as 46% believe Medicare will cover the costs of long-term care.

A market correction only becomes a real risk if investors act and make buy or sell decisions to alleviate mental anguish today at the expense of tomorrow, says an expert.

“Healthcare prices are increasing at levels that significantly exceed overall inflation,” an expert warns.

Unfortunately, physical and cognitive decline are among potential side-effects.

A proposal to increase payroll taxes is facing opposition from some lawmakers who believe millennial workers cannot afford to bear the brunt of higher payroll taxes.

Grandchildren won't be able to have their own accounts until they are earning their own income, but they can be named beneficiaries.

Parents should have a smart plan on how to help their adult children returning to their home without putting their own retirement at risk.

Not having a full understanding could hurt workers’ retirement prospects by causing them to possibly miss out on their employer’s match or not reducing their taxable income as much as possible.

The worst thing investors can do is panic and sell.

The sandwich generation is struggling to save for its own needs, and when you add in family demands, it paints a "grim picture," an expert says.

Clients can often retire smoothly even during a downturn if they diversify and rebalance their portfolios properly, as well as pay off debts and maximize their Social Security benefits.

Millennials should start setting money aside early and consistently, but without depriving themselves.

Failing to take the mandatory distribution on time may push retirees to a higher tax bracket.

The holidays are fast approaching, which means it is time to start doing some year-end tax planning.

Social Security benefits will increase 2.8% next year, but some retirees will not see a rise in their retirement paycheck because of Medicare's hold-harmless provision.