Social Security

Employees have to increase their risk exposure to ensure they don’t outlive their savings.

Those with 1099 income have several tax-advantaged options.

The property should allow them to live close to their loved ones and fit their financial plan, according to a CFP.

Careful planning can help prevent workers from shrinking their benefits based on misperceptions.

Target-date funds can help risk-averse young workers ease into investing.

Dual-income couples benefit less from Social Security.

Savers can expect investment returns through compounded growth as long as they don’t lose from a market downturn.

The legislation includes a provision that would raise the age limit for making contributions and taking required minimum distributions.

Plan participants should consider boosting their contribution rates if they are planning for an early retirement, says one expert.

Workers should develop a sustainable withdrawal strategy to ensure that they won't outlive their savings.