Wealth management

Many believe the DOL has gone about its fiduciary rule-making in the wrong way and fear the rules, as proposed, will do more harm than good.

Traditional IRA investors showed little reaction to the economic downturn in 2007.

Higher PBGC premiums and a volatile market are catalysts for risk management in DB plans.

Increasingly, employers are expanding wellness programs to include financial guidance. But do these programs go far enough?

Women over the age of 65 are twice as likely as men to live in poverty in retirement because of lower wages, more time spent out of the workforce and lack of access to retirement savings plans.

President Obama this week asked the Department of Labor to propose a set of rules by the end of the year that would provide a clear path forward for states to create retirement savings programs.

Commentary: While in most cases, employees can be terminated at any time and for any reason, in almost all cases there is a reason — and if that reason doesn’t violate a law, isn’t in response to some type of legally protectable complaint or doesn’t violate someone’s contract rights — then it doesn’t really matter if the reason is a good one or not. The question becomes whether a lawsuit ensues to further test exceptions to at-will employment.

The Internal Revenue Service and the Treasury Department have thrown a wrench into the pension de-risking plans of many corporations with new regulations aiming to eliminate the lump-sum payout option for retirees who already are receiving retirement benefits from their defined benefit plans.

As the baby boom generation approaches retirement, employers will need to ask themselves what role a highly experienced, part-time workforce can play in their organization.

Millions are covered under employee stock ownership plans, which take a considerable amount of research and planning before implementation.

As the White House kicks off its Conference on Aging this week, one financial services vendor is launching a new education program for its plan sponsor clients focused on creating greater awareness of the nation’s aging population.

Have you seen those new BrokerCheck commercials on TV? With the help of these commercials, FINRA, the Financial Industry Regulatory Authority, would like to motivate anyone looking to hire a financial adviser to visit its BrokerCheck website first to vet candidates.

It’s no surprise that health care costs are continuing to rise and while employers remain committed to providing benefits, many are re-evaluating their benefit strategies.

Failure to identify all retirement plan fiduciaries is just one common mistake employers make that can lead to trouble.

There are more ways for defined contribution plan participants to gain access to professional investment management than by defaulting them into target-date funds or using a separately managed account.

What kind of employee takes advantage of the chance to select from potentially thousands of investment options available through a 401(k) brokerage account?

Student loan debt and jobs that don’t offer 401(k) plans put added pressure on retirement savings for millennial workers.

Friday’s landmark ruling on gay marriage poses both challenges and benefits to employers.

Women more likely than men to take advantage of workplace financial wellness programs, yet still experience more financial stress than men.

Commentary: The term ‘fiduciary’ is often hard to define and can be interpreted in many ways, so it begs the question: How can plan sponsors best fulfill their fiduciary responsibilities in the context of a mandatory distribution program?