Healthcare

Flu season is just around the corner and you’ve probably set up free flu shots for everyone in the office. But are you also offering financial wellness programs to shore up your employees’ immunity against financial stress?

Implementing top-tier plans poses unique obstacles for advisers and their employer clients.

Commentary: When gas prices rise at the pump, consumers change their driving habits. They ride more strategically, putting off unnecessary outings and carefully planning out trips. Yet when health care prices rise and Americans must dig deeper into their own pockets, they put their own health at risk instead of becoming savvier consumers. …

Commentary: Without building a better plan, continued participation will wane and the program as a whole will fall short of employer health initiatives, says adviser Tim Olson, who shares five steps that will lead employer clients to an improved plan.

Commentary: Whether the employee relations function is managed internally or through a third-party, a company representative should reach out to employees who are injured at work. Here’s why.

Developing strategies to help employees in the workplace with cancer is complex and multi-dimensional. A one-size-fits-all approach won’t work, because every employer must base strategies on the company’s culture, workforce demographics and specific cancer incidence.

The benefits industry is awaiting several rulings from the Supreme Court of the United States expected in 2016 that could have far-reaching effects on the administration and cost of operating employee benefit plans.

Outliving retirement savings is an issue that individuals must face, and a qualified longevity annuity contract is one way to address the problem as lifespans increase.

The Supreme Court heard arguments in Montanile v. Board of Trustees of the National Elevator Industry Health Benefit Plan and will determine if, under ERISA, a reimbursement to an employee benefit plan can be recovered if the beneficiary has already spent the funds he or she recovered from a third party.

The Supreme Court heard arguments in Montanile v. Board of Trustees of the National Elevator Industry Health Benefit Plan and will determine if, under ERISA, a reimbursement to an employee benefit plan can be recovered if the beneficiary has already spent the funds he or she recovered from a third party.