Healthcare

Early health plan rate filings for 2015 signal premium rate hikes that could force individuals to consider switching plans. Confused consumers will be looking for help from benefit brokers and agents well-versed in plan options.

In contradictory fashion, paying off debt was cited as the top reason for taking out a loan from retirement plan savings (46%), yet only 26% of respondents said paying off debt was a good reason to take out a loan.

Despite a surge in sign-ups through public exchanges, the newly insured have many of the same fears about explosive health care costs as those who have dealt with the issues of coverage in previous years.

How the ACA has drawn attention to vision care coverage and prompted employers to ask advisers about this voluntary benefit.

Commentary: Blogger Aaron Friedman reports good news for benefit advisers interested in working with employers on 403(b)s

The United States Supreme Court ruled that funds held in an “inherited IRA” are not retirement funds. As such, these funds are not exempt from the IRA holder’s bankruptcy estate and are subject to the claims of creditors in bankruptcy.

As business leaders and government officials cope with surging health care costs, one global think tank is estimating that up to $303 billion can be saved through a healthier workforce should chronic disease prevention efforts in the workplace become the norm.

Commentary: With all the controversy around the new fiduciary definition, blogger Jerry Kalish reminds benefit advisers and brokers that there’s on fiduciary protection that is not in question — the support from the retirement plan.

Advisers working with employer clients on ACA compliance should pay close attention to the DOL’s recent updates on out-of-pocket limits and preventive service requirements.

A contractor the Obama administration hired to monitor progress on its health insurance website, Healthcare.gov, repeatedly warned the project was falling behind before the site failed in October, Senate Republicans said in a report.