Healthcare

In the not-so-distant future small employers may stop offering employer-sponsored health coverage because employees will demand it, said a speaker at the Workplace Benefits Summit in New Orleans Monday.

Answers to your clients’ questions before they ask them.

The biggest change will affect low income employees, who may receive affordable coverage through the workplace, but not for their dependents, said Rodger Bayne, president of Towson, Md.-based Benefit Indemnity Corp., at BFE, sponsored by EBN’s parent company, SourceMedia.

His workouts could easily be integrated into wellness programs – and no doubt have – but Richard Simmons’ own message was an individual one of self-empowerment and life-affirmation.

California, the most populous U.S. state, says the health insurance exchange it’s building as part of the Affordable Care Act will be ready on Oct. 1.

Once you have seen one private health care exchange, you have seen just one exchange, as they are all unique, concluded a panel discussing the new marketplaces at a conference Sunday in New Orleans.

The average American registered an insurance shortfall of $320,000. The gap has widened substantially for Gen Xers since the financial crisis.

Speaking at the Benefits Forum & Expo, sponsored by EBN’s parent company, SourceMedia, Tina Provancal, health care exchange product development leader at Aon Hewitt, said that there is a specific reason why we got to where we are today in health care.

In recent years, many employers have introduced flexible work practices to help employees manage their work/life balance, although Culturerx founder Jody Thompson said she believes that “standard flexible work programs are holding us hostage.”

Although we are not lawyers, it’s helpful to have talking points you can go over with clients seeking information.