Healthcare

As the cost for health insurance continues to rise, the relationship between a benefit professional and a customer looking for affordable health care benefits can become strained. Despite the tough times, Read in today's BeAdvised why a broker who can provide a silver lining will stand out from the competition as a credible, valuable consultant.

WageWorks Inc. is sponsoring a consumer education campaign which provides resources and tips on the advantages and proper uses of pre-tax benefits. Save Smart, Spend Healthy’s focus expands this year to include information on pre-tax dependent care and commuter benefits, in addition to health care flexible spending accounts.

The American Association for Long-Term Care Insurance announced last week that it will publish its third consumer-focused advertorial section, entitled “Fresh Perspectives on Long-Term Care Planning" in the December issue of Kiplinger’s Personal Finance magazine.

Wells Fargo & Co plans to cut costs by moving its workers into insurance plans that encourage them to spend less on health care.

It’s getting close to Halloween, which has many of us thinking about ghosts, witches, vampires and zombies. Apparently, the Obama administration is even getting into the spirit of the season, with a zombie of its own. Perhaps, though, you know it better as the CLASS Act. CLASS (Community Living Assistance Services and Supports) is the famous/infamous portion of the Patient Protection and Affordable Care Act that would allow voluntary enrollees to participate in a public long-term care…

Independent and insurance brokers/dealers are the strongest sales channels for variable annuities, according to The Insured Retirement Institute’s “2011 Portfolio Construction Dynamics” report. But, generating income throughout these broker/dealers’ clients’ retirement doesn’t come without challenges. The report from IRI — in partnership with Cerulli Associates — explores these challenges and offers insight on how to grow adviser acceptance of variable annuities as a retirement income solution.

An advisory group urged U.S. officials to formulate a set of essential health benefits under President Barack Obama's health care overhaul that is in line with cost of insurance in a typical small employer plan.

Investors appear to have switched gears from focusing on replenishing their balances from 2008’s market downturn to taking all of the responsible steps to prepare for retirement, according to Principal Financial Group’s analysis of retirement plan participants’ behavior in 2010.

October marks the start of open enrollment season for many American workers — their annual opportunity to reconsider and re-elect the benefits made available by their employers. “The Growing Importance of the Workplace,” the first in a series of research briefs stemming from Prudential's Sixth Annual Study of Employee Benefits, found that 80% of workers believe the workplace is an important source for personal insurance and savings products.

Here’s a scenario for you: a group health and wellness client you’ve represented for over ten years approaches you to be his/her adviser on a 401(k) plan. Congrats! You’ve worked hard to position yourself as a valued adviser. No doubt you’d like to reap the fruits of your labor. But your next action is extremely important. It may have not only ethical consequences, but legal ones as well. It is vital that you go forward with a…