Healthcare

As letters from the U.S. government arrive at benefits departments, the first responses are often uncertainty and suspicion.

Employers must deliver on a critical employee need with the right communication on these products.

Highlighted by the ACA, adviser Amy Evans recommends learning carrier-specific details to use coverage effectively.

For one strategy, clients should create income streams that have built-in protection, such as Social Security and long-term insurance.

The case, filed on behalf of an on-call branch office manager who works with advisers, follows similar retirement plan-related litigation recently filed against other firms, including Morgan Stanley.

Striking the right balance between plan offerings can better prepare employees for a successful retirement.

Millennials and baby boomers fret over how they will pay for their golden years and are eager for answers from employers.

For one strategy, clients should create income streams that have built-in protection, such as Social Security and long-term insurance.

Brokers share their go-to supplemental sales partners, including Aflac and Unum, in EBA’s annual VB survey.

Employers are exploring new options such as self-insurance, which is expected to increase by 35% in two years.