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The time has come to pass legislation to mandate enforceable price transparency and "site neutral" payments, as well as ban anti-competitive contracting.

By helping employees find the right doctor at the right price within their benefits plan, AI would make its biggest impact.

We don't need a mascot doing the worm during open enrollment, but we can learn from the idea that fun drives engagement.

The healthcare system will not change itself. Progress will come from employers and advisers choosing to break old habits and build something better together.

Inclusive benefit design builds trust, drives preventive utilization and replaces reactive cost-shifting with proactive value creation. 

The companies that thrive will be those that treat layoffs as a last resort, embrace pay transparency and balance fairness with flexibility.

The opportunity ahead is about building the same kind of thoughtful, documented, process-driven governance in health care that transformed retirement plans.

Treasury deposits into Trump Accounts held by today's newborns until retirement could grow to $799.5 billion in total incremental retirement savings.

Forward-thinking advisers are embracing self-insurance, supply-chain management and a more consultative approach as they align benefits with overall business strategy.