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The financial insurance industry is constantly changing and employers need to constantly evaluate their offerings, explains adviser Sarah Kaelberer.

It’s vital for benefits managers to do their homework and select the right vendor—or risk losing millions of dollars while making no change to health outcomes.

Minimize the risk of bringing in a producer who has misappropriated trade secrets by asking proactive questions, says lawyer John Birmingham Jr.

Expanding clinical consultations, utilizing available data and studying drug effectiveness are top avenues to plan improvement.

Be cautious with these arrangements, says adviser Craig Hasday, as they can negatively influence overall cost of care and be subject to abuse.

Plan sponsors need to improve employees' well-being by actively encouraging roll-ins.

To lead a successful and cohesive brokerage, cultivate flexibility to allow employees to grow within the established structure, says ADP’s Aldor Delp.

From quality control to data integration capabilities, there are many factors that influence the overall value of an admin service.

Employers must recognize that proper rest is vital for employees, especially in light of Sleep Awareness Week.

Some bonus plans provide for accumulations, multi-year periods and mandatory referral, which could raise a red flag for regulators, says attorney Michael Melbinger.