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Knowing how a health plan influences member behavior allows advisers and employers to be proactive in improving outcomes.

Market forces frequently conspire to keep these ideas misaligned, but brokers can provide clarity on how to manage costs and improve availability.

The 'endowment effect' is causing workers to stick with plans that aren't in their best financial interest. But employers and advisers can help change that behavior.

Brokers have work to do on prescription drug costs, price transparency and more, says Mercer’s George Lane.

An increase in DOL audits warrants a much closer inspection by employers and their advisers to ensure compliance and proper administration.

While there are political obstacles to federal action, a number of local initiatives have been undertaken that benefit professionals need to understand.

Advisers should analyze their professional capabilities and look at their firm as if just starting out to determine the effectiveness of existing client relationships.

The Golden State continues its lead in restricting use of such records with the FEHC recently finalizing new regulations that further limit an employer’s ability to use criminal history when making employment decisions.

Participants appear to experience dues on the principal portion that is more than double his or her incremental tax rate.

Advisers finding it harder to break into larger accounts are discovering that HR departments at those companies are rarely interested in their innovative ideas.