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Variables often center on accessing liquidity, maintaining control and preserving a legacy, but there are many more factors to consider, says consultant Bob Coen.

Rate increases are higher than they appear, as low-cost plan options are disappearing, says adviser Craig Hasday.

With CFOs interested in the healthcare bottom line, brokers must build a long-term design that works for employers’ bottom lines, says adviser Suzy Johnson.

How some common employer policies are violating NLRB rules, says attorney Jeffrey Kopp.

The paycheck is a gateway to helping the youngest generation in the workforce understand their finances and spending habits, says ADP’s Aldor Delp.

The “I-lost-it” excuse may actually work. This revenue procedure provides taxpayers with a new mechanism to facilitate a rollover, even if a technical failure to comply with the 60-day rule has occurred.

Ask yourself, are you doing all you can to provide relevant value to your clients and your brokerage, says adviser Andy Torelli.

Technology has opened brokers up to liabilities and compliance nightmares through data breaches, hackers, and other cyber security risks.

Advisers can reduce stress for all involved through quick actions such as quarterly check-ins, says STRIVE Benefits' Saravanan Chettiar.

It’s not the presidential candidates who can have an impact on the consequences of health reform, but rather those on lower tickets, says adviser Vinnie Daboul.